What is my house worth?

I am asked this question a lot, what is my home worth?



I have people that have searched on the Internet to find out what their home is worth. This is my opinion about what homes are worth. Have a qualified person give you an idea of the worth of the home. Ask a real estate agent to do a C-M-A ( comparative market analysis), or pay for an appraisal. This will give you what your home is really worth.



Now what did you pay for the home or improvements on the home, that is a different question. If you are upside down in your home, you owe more than you can sell your home for. Don't sell, if you have an option and you can wait, you can make your payments. Stay put...



If that isn't an option, then you might want to see if you can qualify for a loan modification, if that doesn't work then a short sale might be the way to go. Again, look at your options, what can you afford to do. Call and ask a real estate professional about some different options.



The one thing you don't want to do is nothing... do something.. ask questions.... call someone....



Foreclosure will hurt your credit, keep you from purchasing a home maybe for 7 years.. Try everything before foreclosure.

Please if you are in this position, and would like to call me. Don't hesitate to do so!

Here is my contact information
480-655-0904
Lisa@abetterrealty.net


Lisa

Letters you receive from the bank- What do you do with them?

Let’s talk about these letters, they want you to pay your past due payments. They give you a number to call. That number is the collection department…. Yes…. The collection department.
So now what do you do? Well, you need to call them or have someone call for you. I call for several of my clients. I have one client that is just as happy as can be to bring me all the letters they send him. I take care of it. We are working with the lender on a short sale of this home. The lenders talk to me differently than they do to the owners we can work out opportunities for the owners. (ie; loan modifications, forbearance agreements, and short sales.
If you would like this help, please call me let’s talk about your options!
Email me if you are more comfortable.

Take the stress out of your life,

Lisa

Stop Foreclosure!

This seems to be the current question for home owners. How do I stop the foreclosure or do I want to stop it?
As a real estate professional we can help answer that for you. There are some simple steps to go through to see what you need to do or want to do.

1) open the letters sent by the lending institution
2) Find out what your home is worth
3) Find out if homes are selling in your area
4) Do you qualify for loan modification

I would be glad to help with any of your questions, please feel free to call Lisa with A Better Realty.Net at 480-655-0904